Property Insurance provides coverage for your building and its contents such as furniture, machinery, inventory, and more. Protection can be broadened further to insure against loss of business income, accounts receivable, recreation of damaged records, and more.
Commercial Liability Insurance provides coverage against personal injuries or property damage on your business premises or caused by your operations (including legal fees and judgments). Protection isn't just about slip and falls. It can include coverage in case your product causes injury or sickness.
Business Owners Policy
Business Owners Policies 'bundles' the most important Property and Liability coverages you need into comprehensive package policies. This customizes coverage for your type of business, eliminates gaps in your protection, and saves you money.
Workers Compensation Insurance provides employees with protection in the event of job related injuries. Providing a policy is just the beginning - we take the extra step to make sure your payroll is properly classified by job category to help you avoid being overcharged.
A business can get sued for almost any injury, even if it appears slight or questionable. Extra coverage of $5 million, $10 million, or more above the limit of a Commercial Liability policy can be important to give you peace of mind and comfort that you will be protected against large lawsuits.
Many businesses must guarantee various authorities that they will conduct activities according to regulations and/or complete their projects. These promises are secured by bonds. We are familiar with this aspect of insurance and will respond quickly to your needs.
Any vehicle(s) owned by your business, must be insured by a Commercial Automobile policy. Coverage must be purchased separately as it is not include in a Commercial Liability policy. Comprehensive coverage is available as well.
director & officers Liability
Protect your Board of Directors and Officers from liability arising from their duties to the company or non-profit organization.
special events liability
Special Events each have their own type of liability. We will help you find appropriate coverage specifically suited for your special event.