Homeowners Insurance provides coverage for your home, its contents, and improvements. It will also cover detached structures such as garages or storage sheds and extra living expenses if a loss forces you to temporarily move out. Personal Liability coverage is included for accidents to visitors on your property or injuries you or your family cases off the property.
Renters Insurance provides coverage to your valuables. It does not include coverage for the dwelling or other structures because it is designed to insure those who are tenants.
Vehicles that your family owns personally must always be insured on a Personal Auto policy. We will advise you on the appropriate liability limits and the intelligent use of deductibles to control the cost of collision and "comprehensive" fire and theft protection.
Personal umbrella liability
Personal Umbrella provides important additional protection exceeding the liability limit of your Homeowners or Auto policy to offer you and your family peace of mind.
Identity Fraud Insurance provides coverage to protect you from the financial and liability risks associated with identity theft and credit card fraud.
"Floaters" provides protection of jewelry, furs, fine arts, cameras or any other particularly valuable property anywhere in the world.